Flexible financing for home energy upgrades

Explore our zero-deposit, all-inclusive installation, servicing and repair packages*.

Rated 4.8 stars by 1,206 customers
On cleanliness, promptness and courtesy
* Apply for your personal quote. Offers are subject to status and agreement.
Powering green home improvements
Every home can benefit from sustainable improvements that increase energy efficiency, comfort and property value. We offer point-of-sale payment options that make financial sense for homeowners.
With no upfront cost and affordable monthly payments, our financing solutions offer low cost borrowing for green home improvements.
Flexible terms that match the hardware lifespan allow customers to future-proof their homes today, and benefit from energy savings as they pay.
Our digital platform provides streamlined application, underwriting and fulfilment, allowing customers to get an instant decision.
Our contractors are thoroughly vetted, to give homeowners and lenders peace of mind about the quality and effectiveness of the installation.
Why Hometree Finance?
We're part of Hometree Group, a fast-growing home services company, trusted by tens of thousands of customers across the UK.
UK homeowners and landlords covered by Hometree.
Join our nationwide network of skilled local engineers.
Raised to date from leading global investors.
Hometree employees transforming the industry.
Our awards
We are winners of the Department for Business, Energy and Industrial Strategy’s Green Home Finance Innovation Fund Competition and Heat Pump Ready Programme.

Spreading the costs, whilst making savings that contribute to the loan, is a really appealing way of financing green improvements.

Sara H


Our finance solutions
Appropriate financing can pave the way to mass adoption of renewable energy technologies. Our innovative payment options are tailored to the green retrofit industry, and available through trusted local installation partners.*
All-inclusive Plans
The Heating Plan and Solar Plan are all-inclusive packages, for complete peace of mind. An affordable monthly payment covers installation, servicing and unlimited repairs, with no callout fees or excess for the plan lifetime. Reassuring for customers seeking certainty in their outgoings, or cautious about switching to new technologies.
Green Home Loan
Coming soon
Until now, customers without the upfront funds have relied on high interest, short term personal loans or credit card borrowing to fund upgrades. Our Green Home Loan offers lower interest, longer term borrowing, enabling homeowners to pay for improvements while they benefit from energy savings.
Interest-free Credit
A simple way to spread the cost of installing a new energy-efficient boiler over 12 months. With no upfront cost, 0% APR, and no early repayment charges if circumstances change. Our platform makes it easy for customers to apply online, receive an instant decision, and book their installation.
* Apply for your personal quote. Offers are subject to status and agreement.

Join our engineer network

We partner with highly skilled engineers who install quality systems and maintain them with care. Talk to our team to find out how Hometree Finance can help grow your boiler, solar and battery, or heat pump business.

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A partner you can trust
Our certified engineers uphold the highest industry standards.
We're here to help
Our friendly team is on hand to answer any questions you have. If you're thinking about a home upgrade, we can provide a quote and connect you with a trusted local installer.
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Hometree Finance

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Hometree Finance is a trading name of HTG Finance Limited which is registered at Hamilton House, 4 Mabledon Place, London WC1H 9BB | Registered in England & Wales Company No. 11357988 | VAT No. 364 6927 60 | FCA Register No. 825534
Authorised and regulated by the Financial Conduct Authority in relation to the limited activities of entering into and administering consumer hire agreements as owner. Hometree Finance's Interest Free Credit agreements are not regulated by the FCA.